Financial planning starts with the life you want to lead. Bring your questions about investments, retirement or protecting your income. We’ll start there.
Jacob Hamlyn & Noel GlintenkampFree first meeting · Usually 30 minutesWe provide advice on protection solutions through Liberty, helping clients protect themselves, their families and their financial plans against unexpected life events.
The home you’re saving for. The family you’re protecting. The freedom you want one day.
These are the reasons to plan. We start by understanding your world, then help you connect today’s decisions with tomorrow’s possibilities.
Get to know our approachDifferent goals. Connected decisions. Explore the conversations we can have.
This simple view brings protection, retirement and investments together. Explore each category below to start with the questions that matter to you.
We provide advice on protection solutions through Liberty, helping clients protect themselves, their families and their financial plans against unexpected life events.
Liberty protection solutions, subject to individual adviser mandates, suitability and underwriting.
We provide advice on investment and retirement solutions through Liberty, STANLIB and other approved platforms within our authorised mandate. Portfolios are aligned with your goals, investment horizon, liquidity needs and risk profile.
Advice is mainly direct; specialist platforms and partners may support implementation. Access to funds depends on the chosen structure.
We help identify estate-planning needs and consider beneficiaries, estate liquidity and the broader financial structure. Legal drafting and specialist implementation may be completed through an appropriate partner.
Detailed legal or tax opinions and specialist implementation may require an attorney, fiduciary specialist or tax practitioner.
We advise on Liberty protection solutions for businesses and employees, subject to the relevant adviser mandate and client needs.
Product terms, eligibility, affordability and underwriting apply.
Where appropriate, we introduce clients to suitably authorised specialists for related services. These services are not represented as being directly provided by H&G Wealth.
Provided through specialist partners or referrals, as appropriate.
All products and services are subject to client eligibility, affordability, product terms, underwriting where applicable, and the individual adviser’s authorised mandate. H&G Wealth provides advice and facilitates solutions; it does not independently underwrite insurance.
Get to know Jacob and Noel. Your questions have a place here.
Jacob focuses on structured financial planning, managing risk, and understanding each client’s priorities. He works collaboratively with Noel across planning and ongoing client relationships.
Stellenbosch University · BCom Management Science and postgraduate business management studies.
LinkedInNoel focuses on income protection, investment planning and clear explanations of long-term financial decisions. He works collaboratively with Jacob across planning and ongoing client relationships.
Stellenbosch University · BCom Financial Management and Business Management Honours in Financial Management.
LinkedInJacob and Noel collaborate across planning, servicing and relationship management. Each recommendation and transaction remains subject to the individual adviser’s regulatory authorisation and product mandate.
From the first question to the next chapter.
Start with a conversation about your goals and what matters to you.
Build an understanding of your circumstances, priorities and financial picture.
Review where you are now and the planning needs to address.
Explain the proposed solutions and discuss your questions.
Put the agreed recommendations into action.
Review the plan and adjust it as your circumstances change.
PLANNING TOOLS
Explore how regular savings and compounding could add up over time. Change the numbers to see a different illustration.
ILLUSTRATIVE FUTURE VALUE
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Illustration only, not a forecast or a recommendation. No particular product or return is represented.
Contributions are added at the end of each month. The entered annual return is treated as an effective annual rate and converted to a monthly rate. That same rate is applied throughout. Fees, tax, inflation and changing returns are not included. The default numbers are editable examples, not assumptions about you.
Investment values can rise or fall; actual results will differ. Your figures stay in this browser and are not sent or stored.
Talk about your own goalsYou don’t need a perfect plan to start. Just a little curiosity about what comes next.
Tell us a little about what you would like to discuss.
A free, no-obligation first meeting, usually 30 minutes, on Microsoft Teams or in person.
Working with clients in Cape Town and Johannesburg.
For website enquiries, start with Jacob.
Park One, Heron Crescent, Century City, 7441
A few useful starting points.
Yes. Your first meeting is free and without obligation, and usually takes 30 minutes.
Yes. Meetings are available on Microsoft Teams or in person. Contact either adviser to arrange a suitable time.
Risk and insurance solutions are provided through Liberty. Investment and retirement solutions may provide access to a wider range of underlying funds and managers through Liberty, STANLIB and other approved platforms within the adviser’s mandate.
We are committed to treating clients fairly and resolving concerns promptly. In the first instance, please contact your financial adviser. Complaints relating to Liberty products or services may also be submitted through Liberty’s formal complaints process.
info@liberty.co.za
0860 456 789