HOW WE HELP
Different goals. Connected decisions.
Explore the conversations we can have.
THE THREE PLANNING AREAS
This simple view brings protection, retirement and investments together. Explore each category below to start with the questions that matter to you.
We provide advice on protection solutions through Liberty, helping clients protect themselves, their families and their financial plans against unexpected life events.
Liberty protection solutions, subject to individual adviser mandates, suitability and underwriting.
We provide advice on investment and retirement solutions through Liberty, STANLIB and other approved platforms within our authorised mandate. Portfolios are aligned with your goals, investment horizon, liquidity needs and risk profile.
Advice is mainly direct; specialist platforms and partners may support implementation. Access to funds depends on the chosen structure.
We help identify estate-planning needs and consider beneficiaries, estate liquidity and the broader financial structure. Legal drafting and specialist implementation may be completed through an appropriate partner.
Detailed legal or tax opinions and specialist implementation may require an attorney, fiduciary specialist or tax practitioner.
We advise on Liberty protection solutions for businesses and employees, subject to the relevant adviser mandate and client needs.
Product terms, eligibility, affordability and underwriting apply.
Where appropriate, we introduce clients to suitably authorised specialists for related services. These services are not represented as being directly provided by H&G Wealth.
Provided through specialist partners or referrals, as appropriate.
All products and services are subject to client eligibility, affordability, product terms, underwriting where applicable, and the individual adviser’s authorised mandate. H&G Wealth provides advice and facilitates solutions; it does not independently underwrite insurance.
Not sure where to start?
Let’s talk it through